4-point Home inspection

Updated: Jan 17

Here's some information related to 4-point home inspections:

* What is a 4-point home inspection?

* It's an evaluation of a home's four major systems:

* Roof

* Electrical

* Plumbing

* HVAC (Heating, Ventilation, and Air Conditioning)

* It's often required by insurance companies, especially for older homes, to assess risk and determine coverage eligibility.

* It's not a comprehensive home inspection, but rather focuses on these four key areas.

* Why do insurance companies require it?

* To assess the condition of the home's major systems.

* To determine the potential risk of claims and adjust premiums accordingly.

* To ensure the home meets safety and building code standards.

* What is checked during the inspection?

* Roof: Condition of shingles, flashing, gutters, and drainage.

* Electrical: Wiring, outlets, switches, panel box, and grounding.

* Plumbing: Pipes, fixtures, water heater, and drainage.

* HVAC: Furnace, air conditioner, ductwork, and ventilation.

* How much does it cost?

* Typically ranges from $50 to $100.

* Some home inspectors offer it as part of a full home inspection.

* How to find a 4-point home inspector?

* Ask your insurance agent for recommendations.

* Search online for licensed inspectors in your area.

* Check for reviews and ratings.

* Additional resources:

* What is a 4-point inspection?

* The What And Why Of 4-Point Inspections

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